Some friends-and-familylenders might feel more comfortable if you formalize the mortgage.

In a legallybinding record known as a promissory note, so there are no misunderstandings.

There are several sites that can help you do this, among them lendingkarmaand loanback. If you aredeveloping a new product, you might consider running a crowdfunding campaign ona site such as kickstarter or indiegogo. Customers might become ready to pay you in advance for your product, beforeyou create it even, through one of these sites.

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